How many budgeting loans can you get

If you disable this cookie, we will not be able to save your preferences. This means that every time you visit this website you will need to enable or disable cookies again. Budgeting loans. What can you use a budgeting loan for?

You may be able to get a loan to pay for housing-related costs such as: rent or rent in advance furniture and household equipment removal expenses when you move home essential home improvements, maintenance or security. Who can apply for a budgeting loan? Budgeting advances if you claim universal credit. How to apply for a budgeting loan. You can apply at your local Jobcentre Plus office, either in person or by telephone.

Paying back a budgeting loan. You must pay back what you borrow within 2 years. A fixed amount is taken out of your benefits until the loan has been repaid. Ask for a review if a budgeting loan is refused. To do this, you must: apply in writing apply within 28 days of the date the decision was given explain clearly the reasons why you think the decision was unfair. Alternatives to budgeting loans. Other pages in in a crisis Cash in a crisis Budgeting loans Find free or cheap furniture See all money advice topics.

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Top links Find your local Citizens Advice Volunteer with us Jobs in our network Press releases Our blogs Read what we're saying about a range of issues. England This advice applies to England: England home Advice can vary depending on where you live. You can apply for a budgeting advance to cover things like: a one-off item - eg replacing a broken fridge work-related expenses - eg buying uniform or tools unexpected expenses repairs to your home travel expenses maternity expenses funeral expenses moving costs or rent deposit essential items, like clothes If you've applied for Universal Credit but haven't had your first payment yet, you need to get an advance payment instead of a budgeting advance.

When you can get a budgeting advance You can get a budgeting advance if you need the money to help you get or stay in work - like train tickets for a job interview. Applying for a budgeting advance You'll need to apply for your budgeting advance over the phone.